The Cost of Giving Birth: What Expecting Parents Should Know About Medical Billing

Figuring out the costs associated with giving birth can be an extremely confusing, frustrating and stressful challenge. An average childbirth usually costs around $30,000, with about $18,000 of the bill being associated with the hospital stay. Despite this, hospitals typically don’t find childbirth to be particularly lucrative due to the overhead involved. As soon as you know you’re expecting, start researching what your insurance will cover, and consider the possibility of changing insurance providers based on pregnancy-related coverage. You can also save a lot of money through delayed admission — entering the hospital only when the woman is in active labor.

Key Takeaways:

  • A standard birth can cost up to $30,000, and even more if the woman has to have a C-section.
  • Some hospitals charge extra for things like using the TV, or they might charge $20 for Ibuprofen.
  • One way to save money on childbirth is to delay hospital entry until the mother enters the active phase of labor.

“Months later, our insurance covered the room but, because of a billing error that took months to resolve, didn’t cover basic care.”

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